Express Auto Gap Insurance Phone Number – Everything You Need to Know

Are you looking for the phone number of Express Auto Gap Insurance? You’ve come to the right place. In this article, we’ll provide you with all the information you need about Express Auto Gap Insurance and how to contact them.

Express Auto Gap Insurance Phone Number – Everything You Need to Know

What is Express Auto Gap Insurance?

Express Auto Gap Insurance provides financial protection to car owners in case their car gets damaged or stolen, and the insurance payout does not cover their outstanding loan balance. It covers the difference between what a borrower owes on their car loan and what their primary insurance policy will pay if that vehicle is declared a total loss.

Gap insurance only pays out after your main insurer has declared a vehicle a total loss, which means it’s not cost-effective for many people to hold both policies at once. Instead, most drivers purchase gap coverage from auto dealerships or directly from an insurer when they buy a new car.

Express Auto Gap Insurance makes it possible for drivers to get gap insurance over-the-phone in just minutes.

Why Do You Need Express Auto Gap Insurance?

If you’re financing your car through a loan or lease, purchasing gap insurance can be an excellent option. Here’s why:

Protects Your Investment

When you buy a new car, it starts depreciating as soon as you drive off the lot. If your vehicle is stolen or badly damaged in an accident shortly after purchase — before you’ve had time to build up significant equity — what your insurer will pay may be less than what you owe on your loan.

In these cases, gap insurance can help protect your investment by covering any shortfall between what you owe and what the insurance company pays out.

Peace of Mind

In addition to protecting your investment, having gap insurance can give you peace of mind knowing that if something happens beyond your control – like theft or an accident resulting in the total destruction of your vehicle – that there will be financial protection in place to help cover the costs.

How to Contact Express Auto Gap Insurance

If you’re interested in learning more about Express Auto Gap Insurance or want to purchase a policy, you can contact their customer service team by phone. Here’s how:

Step 1: Go to the Express Auto Gap Insurance Website

The first step is to visit Express Auto Gap Insurance’s official website. You can do this by typing "Express Auto Gap Insurance" into your search engine or by directly visiting their web address at www.expressautogap.com

Step 2: Navigate to the "Contact Us" Page

Once you’re on their website, click on the "Contact Us" link located at the top of the page.

Step 3: Call Express Auto Gap Insurance Phone Number

After clicking on "Contact Us," you’ll be presented with different options for contacting their customer service team. The easiest and fastest way is to call them directly using their phone number – (866) 327-5818.

Conclusion

If you’ve recently purchased a new car, it’s worth considering purchasing gap insurance from Express Auto Gap Insurance. This financial protection can provide peace of mind knowing that if something happens beyond your control that leaves your car badly damaged or stolen, there will be coverage in place to help cover any shortfall between what you owe and what your insurance company pays out. With our straightforward guide above, getting in touch with their customer support team has never been easier.

FAQs

What is Express Auto Gap Insurance?

Express Auto Gap Insurance is a type of insurance that covers the difference between what you owe on your car loan and the actual value of the vehicle in case it is totaled or stolen.

How do I contact Express Auto Gap Insurance?

To contact Express Auto Gap Insurance, you can call their phone number at 1-855-442-7766.

What information do I need to provide when calling Express Auto Gap Insurance?

When calling Express Auto Gap Insurance, you will need to provide your policy number and personal information such as your name and address.

Are there any requirements to qualify for Express Auto Gap Insurance?

Yes, to qualify for Express Auto Gap Insurance, you must have an existing auto insurance policy and be financing or leasing a vehicle.

Can I purchase Express Auto Gap Insurance online?

No, currently you cannot purchase Express Auto Gap Insurance online. You would need to contact them via phone at 1-855-442-7766.

How much does Express Auto Gap Insurance cost?

The cost of Express Auto Gap Insurance varies depending on factors such as your vehicle type and loan amount. However, it typically costs around 5% of your comprehensive and collision coverage premiums.

What does Express Auto Gap Insurance cover?

Express Auto Gap Insurance covers the difference between what you owe on your auto loan/lease and the actual cash value of the vehicle if it is totaled or stolen. It can also cover certain out-of-pocket expenses like deductibles and rental car costs.

Is there a deductible for filing an express auto gap insurance claim?

No, there is no deductible for filing a claim with express auto gap insurance so all eligible expenses are covered up to the limit of your policy.

Can I cancel my Express Auto Gap Insurance policy?

Yes, you can cancel your Express Auto Gap Insurance policy at any time by contacting their customer service team at 1-855-442-7766. However, you may be subject to cancellation fees or penalties.

Can I transfer my Express Auto Gap Insurance to another vehicle?

No, you cannot transfer Express Auto Gap Insurance from one vehicle to another. You would need to purchase a new policy for the new vehicle.

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