Does Avis Accept Chime Credit Cards?

If you’re planning to rent a car from Avis, one of the questions that might come to mind is whether they accept Chime credit cards. This is an important question, especially if you prefer using Chime as your primary payment method. In this article, we’ll answer this question and provide additional information about Avis and Chime.

Does Avis Accept Chime Credit Cards?

What Is Avis?

Avis is a global car rental company that provides rental services in over 5,500 locations across more than 170 countries. The company has been in operation since 1946 and prides itself on providing quality, reliable vehicles at competitive prices. Whether you need a car for business or leisure travel, Avis has lots of options that can fit your budget and preferences.

What Is Chime?

Chime is a digital bank that offers financial services such as checking accounts, savings accounts, debit cards, credit builder cards, and mobile banking apps. One of the benefits of using Chime is its lack of hidden fees and penalties common with traditional banks. With no minimum balance requirements or monthly maintenance fees, many people find it convenient to use Chime as their main banking platform.

Does Avis Accept Chime Credit Cards?

The short answer is yes – Avis does accept Chime credit cards. As long as your card has a Visa or Mastercard logo on it, you should be able to use it to rent a vehicle from any Avis location worldwide. However, it’s essential to note that some locations may have specific rules regarding which credit cards they accept.

Before making reservations or heading out to pick up your rental car from an Avis location, it’s best to ensure that the branch accepts Chime credit cards. You can either call the specific location directly or go online to check if your card will be accepted before making any commitments.

If you’re unable to pay for your rental using a Chime credit card, don’t worry. Avis has many other payment options available, including other credit cards, debit cards, and cash payments.

Benefits of Using Chime Credit Cards at Avis

If you’re a Chime customer, you may prefer to use your Chime credit card when renting a car from Avis. Here are some benefits of doing so:

1. No Annual Fees

Chime credit cards do not have any annual fees. This means that you won’t be charged any amount for merely carrying the card in your wallet or bag.

2. Cashback Rewards

Using your Chime credit card to pay for your Avis rental can earn you cashback rewards. Depending on the type of Chime credit card you have, you could earn up to 1.5% cashback on all purchases. This can help save money on future rentals or other expenses.

3. Foreign Transaction Fees

If you’re traveling internationally and need to rent a car, using your Chime credit card can save you money on foreign transaction fees that traditional banks charge; this is because Chime does not charge foreign exchange fees.

4. Fraud Protection

Chime offers fraud protection on all its financial services, including its credit cards. If there are unauthorized charges made with your card while renting an Avis vehicle or anywhere else, just contact their customer service representative as soon as possible to file a dispute.


In summary, Avis does accept Chime credit cards as long as they bear Visa or Mastercard logos on them. It’s best to confirm with the specific location where you plan to rent before heading out or making reservations online. By choosing to pay with your Chime credit card, customers can benefit from perks like cashback rewards and avoiding foreign exchange fees that traditional banks charge during international travel –making it convenient and cost-effective for travelers.


Does Avis accept Chime credit cards?

Yes, Avis does accept Chime credit cards as a valid form of payment.

What is a Chime credit card?

Chime is an online banking platform that offers fee-free checking accounts and debit cards, but they do not offer credit cards. However, the Chime debit card can be used anywhere Mastercard is accepted, including at Avis rental locations.

Are there any additional fees for using a Chime credit card at Avis?

Avis does not charge any additional fees specifically for using a Chime credit card. However, standard rental fees and taxes will still apply to any rental regardless of the payment method used.

Is it safe to use my Chime credit card at Avis?

Yes, it is safe to use your Chime debit card at Avis as long as you take the same precautions as you would with any other form of payment. Always make sure to keep your card secure and report any potential fraud or unauthorized usage immediately.

Can I earn rewards or cash back using my Chime credit card at Avis?

No, since Chime only offers a debit card and not a credit card, there are no rewards or cash back programs associated with using it as a form of payment at Avis or anywhere else that accepts Mastercard.

How can I make sure my Chime credit card transaction goes smoothly at Avis?

Before renting from Avis, make sure that the rental location accepts debit cards in addition to traditional forms of payment like credit cards or cash. Then, ensure that your account has enough funds available to cover the cost of the rental plus any necessary deposits or fees. Finally, notify your bank beforehand if you plan on making large transactions or traveling out of state to avoid unexpected blocks or transaction denials.

Does using a Chime credit card affect my credit score?

Since Chime only offers a debit card and not a credit card, using it at Avis will not have any impact on your credit score or credit history.

Can I get rental car insurance coverage when using my Chime credit card at Avis?

While some credit cards offer supplemental rental car insurance coverage when used to pay for rentals, since Chime only offers a debit card, it does not offer any such benefits. However, Avis does offer its own optional insurance coverage plans for renters.

Can I use my Chime credit card for international rentals at Avis?

Yes, as long as the rental location accepts Mastercard payments and your account has enough funds available to cover the cost of the rental and any necessary deposits or fees. However, keep in mind that international transactions may be subject to additional fees or exchange rates depending on your bank’s policies.

Are there any restrictions on using a Chime credit card to rent a car from Avis?

As long as you meet all of the other standard requirements for renting from Avis (such as meeting age and licensing requirements), there are no specific restrictions on using a Chime debit card as a form of payment. However, keep in mind that certain types of rentals (such as luxury or specialty vehicles) may require an additional deposit or higher minimum balance on your account than what is typically required for standard rentals.

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