Chase Bank in Hickory, NC: Your Ultimate Guide

If you are searching for a reliable banking institution in Hickory, North Carolina, Chase Bank is an excellent option. With numerous branches throughout the area, this financial institution provides easy access to a wide range of financial services and products. In this article, we will discuss everything you need to know about Chase Bank in Hickory, NC.

Chase Bank in Hickory, NC: Your Ultimate Guide

Overview of Chase Bank

Chase Bank is one of the largest banks in the United States and has been serving customers for over 200 years. The bank was founded in 1799 and has grown significantly since then. Today, it operates around 4,900 branches across the country and employs more than 250,000 employees.

One of the things that sets Chase apart from other banks is its commitment to innovation. The bank has invested heavily in technology to make banking more convenient for its customers. For example, it offers a mobile app that allows users to do everything from deposit checks to transfer money between accounts.

Chase Bank also offers a wide range of financial products and services including checking accounts, savings accounts, credit cards, loans (including personal loans), and investment products.

Chase Bank Locations in Hickory

If you are looking for a local branch of Chase Bank in Hickory, there are several options available to you:

1. Chase Branch on Springs Rd NE

Address: 1103 Springs Rd NE
Hickory, NC 28601
Phone: (828) 328-2657

This branch is located on Springs Rd NE near Lenoir Rhyne University. It is open from Monday through Friday from 9:00 AM – 6:00 PM and Saturday from 9:00 AM – 2:00 PM.

2. Chase ATM on US Highway 70 SW

Address: 431 US Highway 70 SW
Hickory, NC 28602

This location is an ATM only and does not offer full banking services. You can use this ATM to withdraw cash, check your account balance, and make deposits.

Services Offered by Chase Bank in Hickory

Chase Bank in Hickory offers a wide range of financial services and products to meet the needs of its customers. Some of the services offered by the bank include:

1. Checking Accounts

Chase offers several checking account options to customers in Hickory. These accounts come with different features and benefits depending on your needs. For example, the Chase Total Checking® account has no monthly service fee as long as you have a minimum daily balance of $1,500 or set up direct deposit. The account also comes with free online banking and bill pay as well as a debit card.

2. Savings Accounts

Chase Bank in Hickory also offers several savings account options, including the Chase Savings℠ account and the Chase Premier Savings℠ account. These accounts allow you to earn interest on your money while keeping it safe and secure.

3. Credit Cards

If you are looking for a credit card, Chase Bank has several options available including the Chase Freedom Unlimited® card which gives cash back rewards on every purchase with no annual fee.

4. Loans

Chase Bank also offers personal loans to its customers in Hickory as well as other types of loans such as auto loans and home equity loans.

5. Investment Products

Finally, Chase Bank provides investment products such as mutual funds, IRAs (Individual Retirement Accounts), and brokerage accounts.

Benefits of Banking with Chase Bank in Hickory

There are numerous benefits to banking with Chase Bank in Hickory. Here are just a few:

1. Convenient Locations

With several branches throughout the area, it is easy to access Chase Bank’s services and products in Hickory. You can also use the bank’s mobile app to manage your finances on the go.

2. Wide Range of Financial Products

As we have mentioned, Chase Bank in Hickory offers a wide range of financial products including checking accounts, savings accounts, credit cards, loans, and investment products.

3. Commitment to Technology

Chase has invested significantly in technology to make banking more convenient for its customers. Its mobile app is particularly impressive, allowing users to deposit checks, transfer money between accounts, pay bills and check account balances all from their smartphones.

4. Great Customer Service

Finally, Chase Bank is known for providing excellent customer service. The bank’s representatives are highly trained and knowledgeable about all of its products and services.

Conclusion

If you are looking for a reliable banking institution in Hickory, NC, Chase Bank is an excellent choice. With multiple branches throughout the area offering a wide range of financial services and products from checking accounts to investment products, this bank has something for everyone. Whatever your financial needs may be, you will find that Chase Bank is well-equipped to help you achieve your goals.

FAQs

What are the hours of operation for Chase Bank in Hickory, NC?

Chase Bank in Hickory, NC is open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM. Their lobby hours are slightly shorter, closing at 5:00 PM during the week.

What types of accounts can I open at Chase Bank in Hickory, NC?

At Chase Bank in Hickory, NC, you can open a checking account, savings account, money market account, or even a CD (certificate of deposit) with varying terms. They also offer credit cards and loans.

Does Chase Bank in Hickory offer online banking services?

Yes! Chase Bank offers robust online and mobile banking options for customers that include bill pay, mobile check deposit, and person-to-person payments. You can even set up alerts to keep track of your accounts.

Is there a fee for using out-of-network ATMs at Chase Bank in Hickory?

Yes – if you use an out-of-network ATM with your Chase debit card or ATM card at Chase Bank in Hickory or anywhere else, you may be charged a $2.50 fee by both the owner of the machine and by Chase itself.

Can I apply for a mortgage loan with Chase Bank in Hickory?

Yes! In fact, they have specific mortgage specialists who work with customers to find the right type of loan for their needs. They offer fixed-rate mortgages as well as adjustable-rate mortgages (ARMs).

How do I report fraudulent activity on my account at Chase Bank in Hickory?

If you notice suspicious activity on any of your accounts with Chase Bank (in person or online), alert them immediately by calling the number on the back of your card or logging in to your account and sending a secure message.

What documents do I need to bring when opening a new account at Chase Bank in Hickory?

You’ll need to bring two forms of identification (one with a photo, such as a driver’s license) along with proof of your address (such as a recent utility bill). If you’re opening a joint account, both parties will need to provide this information.

How long does it take for deposits to clear at Chase Bank in Hickory?

Deposits made through ATMs or mobile banking may take up to two business days to clear. Deposits made in person at the bank can usually be accessed immediately.

Can I order foreign currency at Chase Bank in Hickory?

Yes! Chase offers foreign currency exchange services for over 80 currencies. You can either order it online and have it delivered or visit their branch location in person. There are fees associated with ordering foreign currency, so be sure to check first.

Does Chase Bank offer investment services at their Hickory location?

Yes! The Chase Private Client program provides personalized investment advice and financial planning services for qualifying customers who have $250,000 or more invested with them across various accounts (such as checking, savings, and investments).

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