In the heart of Florida lies its beautiful and historic capital city—Tallahassee. Dubbed as the “Sunshine State’s” hub for government, education, and business, it houses numerous state agencies, several universities and colleges, and thriving industries ranging from healthcare, tourism, and technology.
As a resident or business owner in this bustling metropolis, you need a financial partner that understands your banking needs and provides tailored solutions to help you achieve your goals. One bank that has been serving the residents and businesses of Tallahassee since 1895 is Capital City Bank.
Who is Capital City Bank?
Capital City Bank is an independent community bank headquartered in Tallahassee, FL. It was founded over 125 years ago with a commitment to delivering personalized banking services to its customers. The bank has since grown into a full-service financial institution with over 60 branch locations throughout Florida, Georgia, and Alabama.
The bank has earned a reputation for its exceptional customer service and competitive financial products. It offers personal banking services such as checking accounts, savings accounts, credit cards, loans (auto loan, home equity loans), online banking services (mobile app), CDs (certificates of deposit), IRA (individual retirement account) options.
Why Choose Capital City Bank?
There are many reasons why residents or businesses in Tallahassee choose Capital City Bank as their preferred financial partner:
- Convenient Banking Services — As one of the largest banks in Tallahassee FL., Capital City Bank provides local customers with convenient access to their funds whether they prefer online or traditional banking methods.
- Competitive Rates — The bank offers competitive interest rates on all types of accounts including checking accounts (including free checking), savings accounts CD’s & IRAs
- Superior Customer Service — Customer service is a top priority at Capital City Bank. The bank has knowledgeable and friendly staff that will answer your questions or concerns promptly.
- Community-Focused — Being a community bank, Capital City Bank is committed to the development of the communities it serves. It supports local charities and organizations through sponsorships, donations, and volunteer work.
Personal Banking Services
Capital City Bank offers various personal banking products designed to meet your financial needs. Here are some of the personal banking services you can access:
The bank offers different types of checking accounts tailored for individual needs, including:
- Free Checking: This account has no monthly maintenance fees or minimum balance requirements.
- Interest Checking: You earn interest on your balance while still having access to free checks along with mobile banking capabilities
- Senior Citizen Checking: Account holders 65 years or older get no monthly fees with unlimited transactions each month.
Capital City Bank provides several savings account options with competitive interest rates, including:
- Regular Savings Account: This account requires an opening deposit of $100 and earns interest on all balances.
- Money Market Savings Account: This account earns tiered interest rates based on your balance of $2000 minimum deposit required.
Capital City Bank offers two types of credit cards including MasterCard® Platinum Preferred Card with No Annual Fee & Rewards^SM plus can convert card purchases directly into cashback rewards in real-time!
The bank provides affordable loans for different purposes such as auto loans & home equity loans which come with competitive rates alongside a flexible repayment plan.
Online Banking Services
Access your funds and manage your accounts from anywhere using Capital City Bank’s online banking services; available via desktop or mobile app. By logging in, you can do multiple functions such as check balances, transfer funds, pay bills, view statements, or setup alerts.
Business Banking Services
As a business owner in Tallahassee, you need a financial partner that understands your unique needs. Capital City Bank provides various commercial banking solutions and products to help you thrive.
Whether you are just starting or expanding your business in Tallahassee, Capital City Bank has checking account options for all types of businesses:
- Business Checking: With this account, enjoy unlimited transactions while accessing low transaction fees.
- Non-Profit Checking: This account is specifically designed for non-profit organizations to help them maximize their funds without unnecessary fees.
Capital City Bank offers merchant services that provide flexible payment options for your customers. Accept all major credit cards at competitive rates to boost sales & profitability.
The bank provides SBA loans, lines of credit, term loans, and other loan options designed to meet the financial requirements of small businesses in Tallahassee FL.
Cash Management Services
As a business owner, time management is paramount; hence Capital City Bank provides cash management services that allow you to manage your payroll processing and other business needs effortlessly.
Capital City Bank has been serving the residents and businesses of Tallahassee FL for over 125 years with personalized banking solutions tailored to meet their diverse financial needs. For convenient banking services, competitive rates on accounts such as CDs (certificates of deposit), retirement planning options like IRAs (individual retirement accounts), personal or business loans (such as home equity loans). The bank prides itself on exceptional customer service commitment with knowledgeable staff who are always ready to assist with any questions or concerns alongside sponsorships/donations/volunteer work within local communities – making it one of the best banks in town!
What are the financial services offered by Capital City Bank Tallahassee FL?
Capital City Bank Tallahassee FL offers a wide range of financial services, including personal banking, business banking, wealth management, and mortgage lending.
How long has Capital City Bank been serving the residents of Tallahassee?
Capital City Bank has been serving the residents of Tallahassee for over 120 years. With their extensive experience and knowledge, they have become a trusted financial partner in the state’s capital.
What makes Capital City Bank Tallahassee FL different from other banks?
At Capital City Bank Tallahassee FL, they put their customers first, always. They offer personalized service to meet the unique needs of every individual or business. In addition, they provide solutions that help their customers achieve their financial goals while building long-lasting relationships.
How can I open an account at Capital City Bank Tallahassee FL?
You can visit any of our branches located in Tallahassee or apply online to open an account with us. Our team will guide you through the process and ensure that your account is set up according to your specific requirements.
Does Capital City Bank offer mobile banking services?
Yes! They do offer mobile banking services that allow you to access your accounts anytime and anywhere using your smartphone or tablet devices. It’s quick and convenient!
Is it easy to get a loan from Capital City Bank?
Getting a loan from Capital City Bank is hassle-free and straightforward. Their dedicated loan officers will work with you to understand your needs and find suitable financing options for you. It’s just one way we help make your dream a reality!
Are my deposits insured at Capital City Bank Tallahassee FL?
Yes! Your deposits at Capital City Bank Tallahassee FL are insured by the FDIC (Federal Deposit Insurance Corporation) for up to $250,000, which means you can be confident in your investments with us.
Can I access my account online at any time?
Yes, you can access your account online 24/7 through their secure web portal. You can check your balance, transfer funds, pay bills and more – all from the comfort of your own home or office!
Does Capital City Bank offer credit cards?
Yes! Capital City Bank offers a range of credit card options that come with exciting rewards and perks. Our team will help you find a card that suits your lifestyle and spending habits best.
How does Capital City Bank support the local community?
Capital City Bank is committed to giving back to the community it serves. They actively support local non-profit organizations and charitable causes through donations and volunteer work. They also lend their expertise to help small businesses thrive by offering resources and guidance.