The Ultimate Guide to Burke’s Credit Card Application

Are you looking for a credit card that gives you rewards and benefits for your everyday spending? Look no further than Burke’s Credit Card. This comprehensive guide will provide everything you need to know about Burke’s Credit Card application process, fees, benefits, and how to maximize your rewards.

The Ultimate Guide to Burke’s Credit Card Application

What is Burke’s Credit Card?

Burke’s Credit Card is a rewards credit card offered by the department store chain, Burke’s Outlet. It provides users with various rewards and benefits gained through purchases made at Burke’s Outlet or anywhere Mastercard is accepted. This includes cash back on purchases, exclusive discounts on in-store events, advance notice of sales and promotions, and more.

How to apply for Burke’s Credit Card

The application process for Burke’s Credit Card can be completed online or in-person at any participating store location. To apply online, follow these steps:

  1. Visit the Burke’s Outlet website and navigate to the "Credit" section.
  2. Click on the "Apply Now" button.
  3. Fill out all required information including personal details such as name, address, social security number.
  4. Agree to the terms and conditions specified by issuing bank when prompted
  5. Submit your application!

If everything goes well with the application review process within 7-10 days you will receive a letter indicating approval or denial.

For those who prefer an in-person experience head over to any participating store location of Burkes Outlet nearest to you where customers can fill out an application form with their details – typically takes around 15 minutes to complete.You’ll typically know if you’re approved immediately when applying this way.

Fees Associated With There are some fees associated with

Burke’s Credit Card Burkes credit card including Annual Fees which are charged annually along with interest rate applied on outstanding balance if one fails to pay off the balance during the grace period. The interest rate is usually variable, so it may change over time based on market conditions and other factors.

Benefits of Burke’s Credit Card

Burke’s Credit Card offers many benefits to its users which includes:

Rewards Program

Burke’s Credit Card members can earn rewards points for every purchase made with the card. These reward points can be redeemed in-store or online, and you’ll receive $5 in rewards for every $200 spent using your card.

Exclusive Discounts

In addition to rewarding customers through the rewards program earning reward points, Burke’s Credit Card holders also get exclusive discounts on in-store events and promotions. They will be notified through email about these events as they happen.

Advance Sale Notices

Burke’s Credit Card members are also given early access to sales and promotions before they go live to general public online and in-stores.

Zero Fraud Liability

Burke’s Credit Card has a zero fraud liability policy which means that if an unauthorized transaction occurs on your account then you won’t have to bear any charges for this. Just report it immediately after noticing it so that bank officials go through your case specifics.

Mastercard Benefits

In addition to all the above mentioned benefits, Burke’s Credit Cards are Mastercard branded which means that users get additional benefits including Price Protection (if you find any item at a lower price within 60 days of purchase, Mastercard will refund you up to $250), Extended Warranty (which lengthens manufacturer warranty by 1 year on most purchases) .

Ways To Maximize Your Rewards Through Burke’s Credit Card

To maximize your rewards when using Burke’s Credit Card take note of below mentioned tips:

  • Use your Burke’s credit card for all purchases whether shopping at Burkes Outlet or elsewhere where Mastercard is accepted.
  • Pay off outstanding balances before due date – avoiding interest charged.
  • Opt-in for email notifications from Burke’s to gain Advance Sale Notices.
  • Use your card when making a big purchase so that you can earn more rewards points.

Conclusion

Burke’s Credit Card is an excellent credit card option for those who shop frequently at Burke’s Outlet or looking for a rewarding credit card. With great benefits like rewards program, exclusive discounts, advance sale notices and zero fraud liability, it’s definitely something to consider!

If you want to maximize your rewards using this card, be sure to use it for every purchase and pay off balances before due date. Plus there are additional Mastercard benefits including Extended Warranty and Price Protection. So why wait? Apply today!

FAQs

What are the benefits of applying for Burke’s credit card?

Burke’s credit card comes with store discounts, special promotions, and rewards points. You can also enjoy exclusive offers and early access to sales events.

How do I apply for Burke’s credit card?

You can apply for Burke’s credit card online or in-store. Simply fill out the application form and provide the required information such as your name, address, income, and employment details.

What is the minimum age requirement for a Burke’s credit card application?

To apply for Burke’s credit card, you should be at least 18 years old or 21 if you live in Puerto Rico.

What is the interest rate on Burke’s credit card?

The interest rate on Burke’s credit card varies depending on your creditworthiness and other factors. However, it typically ranges from 24% to 27%.

Can I use my Burke’s credit card at other stores?

Unfortunately no as it is reserved for use only at Burkes Outlet stores.

Is there an annual fee for owning a Burke’s credit card?

No, there are no annual fees associated with owning a Burke’s Credit Card making it more appealing to potential applicants looking to save on costs.

What happens if I miss a payment on my Burke’s credit card?

Missing a payment on your Burkesscredit card may result in late payment fees, higher interest rates and ultimately impacting your overall Credit Score negatively.. It’s always best to make payments by the due date each month. 

How long does it take to receive approval for a Burke’s credit card application?

The approval process usually takes around a week but may vary depending on how quickly they’re able to verify the information you provided If approved, your card will be mailed to you within 7-10 days.

Can I add an authorized user to my Burke’s credit card?

Yes, Burke’s credit card allows for authorized users. Authorized users will have their own credit limit and can make purchases on the account but will be held accountable for any debts or charges incurred. 

What should I do if my Burke’s credit card is lost or stolen?

Contact customer service immediately at (866) 308-0681 to report a lost or stolen Burkesscredit card. The representative can assist with deactivating the card and issuing a new one that may take typically 7 to 10 days for delivery.

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