Brian Decker Mortgage: A Comprehensive Guide

When it comes to securing a mortgage, finding the right lender is crucial. With so many options out there, it can be challenging to know which one will offer the best rates and terms.

Brian Decker Mortgage: A Comprehensive Guide

One mortgage lender that has been gaining recognition in recent years is Brian Decker Mortgage. In this guide, we’ll take a closer look at this company and what sets them apart from other lenders.

Who is Brian Decker?

Brian Decker is the founder of Brian Decker Mortgage. He’s been in the mortgage industry for over 20 years and has helped thousands of homeowners secure loans.

Decker got his start as a loan officer in California and quickly rose through the ranks. He was recognized as one of the top loan officers in America by Scotsman Guide, a leading resource for mortgage professionals.

Decker’s success led him to create his own company, which focuses on providing exceptional service and helping clients achieve their dreams of homeownership.

What Does Brian Decker Mortgage Offer?

Brian Decker Mortgage offers a wide range of mortgage products, including:

Conventional Loans

Conventional loans are mortgages that are not backed by any government agency such as FHA or VA. This means they typically have stricter qualifications, but also offer more flexibility in terms of rates and repayment schedules.

FHA Loans

FHA loans are backed by the Federal Housing Administration (FHA). They often require lower down payments and have less stringent credit requirements than conventional loans.

VA Loans

VA loans are available only to veterans or active-duty military personnel and their families. They offer some of the most favorable terms available for mortgages, including low interest rates and no down payment requirements.

Jumbo Loans

Jumbo loans are mortgages that exceed the limits set by Fannie Mae or Freddie Mac. These types of loans often require higher credit scores and larger down payments due to their higher risk profile.

In addition to these loan types, Brian Decker Mortgage also offers refinancing options and assistance for first-time homebuyers.

Why Choose Brian Decker Mortgage?

There are a few reasons why someone might choose Brian Decker Mortgage over other lenders:

Personalized Service

Brian Decker Mortgage prides itself on providing personalized service to each client. They take the time to get to know your unique needs and goals, so they can recommend the best mortgage product for you.

Competitive Rates and Fees

Brian Decker Mortgage offers competitive rates and fees, which can save you thousands of dollars over the life of your loan. They also have a best-price guarantee, meaning they’ll match or beat any competitor’s rates or fees.

Fast and Efficient Process

With their streamlined process, Brian Decker Mortgage can often close loans in as little as 21 days. This can be especially helpful if you’re in a time crunch or trying to get into a home before someone else makes an offer.

Excellent Reputation

Brian Decker Mortgage has earned an excellent reputation in the mortgage industry. They’ve received numerous awards and accolades for their exceptional service and commitment to helping clients achieve their dreams of homeownership.

How to Apply for a Loan with Brian Decker Mortgage

If you’re interested in applying for a loan with Brian Decker Mortgage, the first step is to fill out an online application form on their website. This will give them some basic information about your financial situation, so they can determine what type of loan you qualify for.

Once you’ve submitted your application, one of their loan officers will contact you within 24 hours to discuss your options further. They’ll work with you to gather all the necessary documentation and guide you through the entire process from start to finish.


If you’re in the market for a mortgage, it’s worth considering Brian Decker Mortgage as one of your options. With their personalized service, competitive rates and fees, and excellent reputation, they could be just the lender you need to make your dream of homeownership a reality.


Who is Brian Decker and why is he known in the mortgage industry?

Brian Decker is a well-known mortgage expert, speaker, and coach with over 20 years of experience. He has helped thousands of people achieve their homeownership goals through his innovative approach to lending.

What makes Brian Decker Mortgage different from other mortgage companies?

Brian Decker Mortgage offers a unique approach to lending that focuses on the whole person rather than just their finances. The team works closely with clients to understand their goals, values, and lifestyle to find the best possible loan solution.

How can I reach out to Brian Decker Mortgage for assistance?

You can contact Brian Decker Mortgage directly through their website or social media platforms. They have a team of experienced professionals who are always ready to assist you with your mortgage needs.

Does Brian Decker Mortgage offer rates that are competitive in today’s market?

Yes! The team at Brian Decker Mortgage stays up-to-date on current market trends and offers highly competitive rates that meet the needs of all types of borrowers. They work hard to find the best possible deal for each client.

What factors should I consider when choosing a mortgage company?

When choosing a mortgage company, it is important to consider factors such as interest rates, fees, customer service, reputation, and loan options available. With Brian Decker Mortgage, clients can rest assured they are receiving high-quality services across all of these categories!

Does Brian Decker Mortgage cater to first-time homebuyers?

Absolutely! One of the specialties of this company is helping people who are new to the home-buying process navigate it successfully. They offer comprehensive resources and guidance throughout every step of the journey from pre-approval to closing day!

How can I know if I qualify for a mortgage with Brian Decker Mortgage?

The best way to know if you qualify for a mortgage is to reach out to the team and begin a conversation. They will review your financial situation and help you understand what options are available to you based on your unique circumstances.

What kind of loan products does Brian Decker Mortgage offer?

Brian Decker Mortgage offers a wide range of loan products including conventional loans, jumbo loans, VA loans, FHA loans, and more. They work with each client individually to find the ideal loan option that fits their specific needs!

Does working with Brian Decker Mortgage require any fees upfront?

No! Clients are not required to pay any fees upfront when working with Brian Decker Mortgage. All fees associated with the loan process are rolled into the final cost of the mortgage and only due at closing.

How long does it typically take to get pre-approved for a mortgage through Brian Decker Mortgage?

The pre-approval process can vary depending on many factors such as credit history, income verification, and documentation requirements. However, in general, most clients can expect to receive their pre-approval letter within 24-48 hours after submitting their application.

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