Bremer Bank is a regional financial institution that operates in Minnesota, Wisconsin, and North Dakota. Among its many branches is Bremer Bank Fargo.
In this comprehensive guide, we’ll take a closer look at what Bremer Bank Fargo has to offer, including its products and services, fees and charges, and overall customer experience.
Products and Services
Bremer Bank offers a wide range of personal and business banking products and services. Here’s a breakdown of some of the most notable ones:
- Checking accounts: Bremer Bank offers several checking account options to fit different needs, including Basic Checking, Premier Checking (which offers interest), and Student Checking.
- Savings accounts: Customers can choose from Regular Savings, Money Market Savings (which offers higher interest rates), or Health Savings Accounts (HSAs).
- Certificates of Deposit (CDs): CDs are available with maturities ranging from three months to five years.
- Individual Retirement Accounts (IRAs): Traditional and Roth IRAs are available to help customers save for retirement.
- Loans: Bremer Bank offers personal loans for a variety of purposes, such as home improvements or debt consolidation.
- Credit cards: Several credit card options are available with varying rewards programs.
- Checking accounts: Business customers can choose from Basic Business Checking or Analyzed Business Checking (which offers earnings credit).
- Savings accounts: Regular Business Savings and Money Market Savings are available.
- Loans: Several loan options are available for businesses looking to expand or purchase property.
- Cash management services: These include remote deposit capture, merchant processing, payroll services, and more.
Fees and Charges
Like most banks, Bremer Bank charges fees for certain services. Here’s a breakdown of some of the most common ones:
Personal Banking Fees
- Monthly maintenance fee: Depending on the type of checking account you have, you may be charged a monthly fee. Basic Checking has no monthly fee, while Premier Checking has a $10 monthly fee (which can be waived by maintaining a certain balance).
- Overdraft fees: If you overdraft your account, Bremer Bank charges a $34 fee per item.
- ATM fees: Non-Bremer Bank ATMs may charge their own fees, in addition to any fees charged by Bremer Bank.
Business Banking Fees
- Monthly maintenance fee: Basic Business Checking has no monthly fee, while Analyzed Business Checking has a $20 monthly fee.
- Transaction fees: Depending on the type of account and transaction, fees may apply.
- Cash management services fees: These vary by service.
It’s important to note that fees can change at any time. Be sure to check with Bremer Bank for the most up-to-date information on their fees and charges.
Bremer Bank Fargo prides itself on delivering personalized customer service. According to their website, "We’re here to help – whether it’s in person, over the phone or online."
Customers can access their accounts through online banking or mobile banking. The mobile app allows customers to check balances, deposit checks, transfer funds, pay bills, and more.
In addition to traditional banking services, Bremer Bank Fargo is also involved in community activities and charitable giving. They have partnered with organizations such as United Way and Habitat for Humanity.
Bremer Bank Fargo offers a wide range of personal and business banking products and services. While there are some fees associated with certain services, overall the bank delivers personalized customer service and is committed to giving back to the community.
If you’re looking for a regional bank that puts customers first, you may want to consider Bremer Bank Fargo.
What is Bremer Bank Fargo?
Bremer Bank Fargo is a financial institution located in the Fargo-Moorhead area that offers various banking services such as personal, business, and wealth management solutions.
How long has Bremer Bank Fargo been in operation?
Bremer Bank Fargo has been operating since 1943, providing reliable and high-quality banking services to its clients.
What are the hours of operation for Bremer Bank Fargo?
The hours of operation for Bremer Bank Fargo vary by location, but most branches are open from Monday to Friday from 9am to 5pm and on Saturdays from 9am to noon.
What types of personal banking services does Bremer Bank Fargo offer?
Bremer Bank Fargo offers a wide range of personal banking services such as checking accounts, savings accounts, loans, mortgages, credit cards, online banking, and mobile banking.
Can I open a business account at Bremer Bank Fargo?
Yes, you can open a business account at Bremer Bank Fargo. They offer various business banking solutions such as checking accounts, merchant services, online payroll processing, cash management services, and more.
Does Bremer Bank Fargo have any ATM locations?
Yes, there are several ATM locations available through the network “MoneyPass” that can be used by anyone with no additional fee or charge imposed by the bank. Bonus points if you’re familiar with this network!
Is there a fee to use online banking at Bremer Bank Fargo?
No fees are charged for using online banking at Bremer Bank Fargo. It’s one of their free features to give customers convenient access anytime and anywhere they need it!
How can I contact customer service at Bremer Bank Fargo?
You can contact customer service at Bremer Bank Fargo through their website, by phone, or in-person. The bank has made it easy for customers to access the help they need when they need it.
Are there any investment options available at Bremer Bank Fargo?
Yes, Bremer Bank Fargo offers a range of investment options such as mutual funds, stocks, bonds, and other wealth management services to help you grow your nest egg.
What is the mission of Bremer Bank Fargo?
The mission of Bremer Bank Fargo is to cultivate lasting relationships by providing exceptional customer service while acting with integrity and honesty in all aspects of their business practices.