Bremer Bank is a regional bank that operates in Minnesota, North Dakota, and Wisconsin. As part of its offerings, the bank provides credit cards to its customers. In this article, we will take a closer look at Bremer Bank credit card and everything you need to know about the product.
Types of Bremer Bank Credit Cards
Bremer Bank offers two types of credit cards:
1. Visa Platinum Card
This is a low-interest credit card that comes with additional benefits such as travel accident insurance, extended warranty coverage, and emergency cash or card replacement services. It also has no annual fee.
2. Visa Signature Card
This is a rewards credit card that earns points for every purchase made with the card. These points can be redeemed for merchandise, gift cards, or travel rewards. The Visa Signature card also comes with additional benefits such as concierge services, travel accident insurance, and extended warranty coverage. However, it does have an annual fee of $50.
Features of Bremer Bank Credit Cards
Some other features of Bremer Bank credit cards include:
1. Mobile Wallet Capability
Both the Visa Platinum and Visa Signature cards can be used on mobile wallets such as Apple Pay®, Samsung Pay™, and Google Pay™.
2. Fraud Alerts
Bremer Bank credit cards have fraud alerts that notify customers when unusual transactions are made on their account.
3. Account Alerts
Customers can set up account alerts to receive notifications regarding their account balance and payment due dates.
4. Online Access
Customers can access their credit card accounts online through Bremer Online Banking or the Bremer Mobile App.
How to Apply for a Bremer Bank Credit Card?
To apply for a Bremer Bank credit card:
- Visit the Bremer Bank website.
- Click on “Credit Card” under the “Personal” tab on the homepage.
- Choose the credit card you want to apply for and click “Apply Now”.
- Fill out the application form with your personal and financial information.
- Submit the application.
You will receive a response within a few days regarding your application status.
Benefits of Bremer Bank Credit Cards
Some of the benefits of using a Bremer Bank credit card include:
1. Low-Interest Rates
The Visa Platinum card has a low-interest rate, making it ideal for customers who carry a balance on their credit cards.
2. Rewards Program
The Visa Signature card earns points for every purchase made with the card, which can be redeemed for merchandise, gift cards, or travel rewards.
3. Additional Benefits
Both Bremer Bank credit cards offer additional benefits such as extended warranty coverage and travel accident insurance.
Fees and Charges Associated with Bremer Bank Credit Cards
Fees and charges associated with Bremer Bank credit cards include:
1. Annual Fee
The Visa Signature card has an annual fee of $50.
2. Late Payment Fee
A late payment fee of up to $39 may be charged if your payment is not received by the due date.
3. Returned Payment Fee
A returned payment fee of up to $39 may be charged if your payment is returned due to insufficient funds or other reasons.
4. Foreign Transaction Fee
A foreign transaction fee of up to 3% may be charged on purchases made outside of the United States.
Bremer Bank credit cards offer low-interest rates, rewards programs, and additional benefits such as extended warranty coverage and travel accident insurance. Both cards also have mobile wallet capability, fraud alerts, account alerts, and online access through Bremer Online Banking or the Bremer Mobile App. To apply for a Bremer Bank credit card, visit the bank’s website and choose the one that best fits your financial needs.
What is the Bremer Bank Credit Card?
The Bremer Bank Credit Card is a financial product offered by Bremer Bank that allows customers to make purchases and receive rewards.
How do I apply for a Bremer Bank Credit Card?
To apply for a Bremer Bank Credit Card, you can visit the bank’s website or stop by one of their branches. You will need to provide personal and financial information as part of the application process.
What kind of rewards can I earn with a Bremer Bank Credit Card?
With a Bremer Bank Credit Card, you can earn rewards points that can be redeemed for travel, merchandise, gift cards, and more. There are also bonus point opportunities available from time to time.
Is there an annual fee associated with the Bremer Bank Credit Card?
Yes, there is an annual fee associated with the Bremer Bank Credit Card. However, the fee may be waived in certain circumstances or if you meet certain spending requirements.
What is the interest rate on a Bremer Bank Credit card?
The interest rate on a Bremer Bank Credit card depends on various factors such as your creditworthiness and other qualifications. You can contact Bremer Bank or refer to their website for more information on current rates.
Can I use my Bremer Bank credit card abroad?
Yes, you can use your Bremer Bank credit card while traveling abroad. However, keep in mind that foreign transaction fees may apply and it’s always best to let your bank know where you’ll be traveling ahead of time to avoid any unnecessary issues with fraud alerts or freezes on your account.
Does the Bremer Bank Credit card have any security features to protect me from fraud?
Yes, the Bremer bank credit card comes with several security features to protect you from fraud. These include chip technology, Zero Fraud Liability, and the ability to set up alerts for transactions made on your account.
Can I manage my Bremer Bank credit card account online?
Yes, you can manage your Bremer Bank credit card account online through their website or mobile app. This allows you to view your account balance, make payments, and monitor your rewards points all in one place.
How long does it take to get approved for a Bremer Bank Credit Card?
The time it takes to get approved for a Bremer Bank Credit Card varies depending on several factors such as the completeness of your application and the bank’s processing times. You can contact Bremer Bank or refer to their website for more information on typical approval timelines.
Are there any tips for maximizing my rewards with a Bremer Bank Credit Card?
To maximize your rewards with a Bremer Bank Credit Card, consider using it for everyday purchases and paying off the balance each month to avoid interest charges. Also, take advantage of any bonus point opportunities that are available and consider pooling points with family or friends to reach redemption thresholds faster.