Auto Plus Plan with One Main Financial

Auto Plus Plan is a type of financial product offered by One Main Financial. It is designed to provide car buyers with the financing they need to purchase a new or used vehicle, regardless of their credit history. This program offers competitive interest rates and flexible payment plans that make it easier for consumers to get behind the wheel of the car they need.

Auto Plus Plan with One Main Financial

About One Main Financial

One Main Financial is a well-known personal loan company that has been in business for over 100 years. It was originally founded as Commercial Credit in 1912 and has since grown into one of the largest providers of consumer loans in the United States. The company offers a wide range of financial products and services including personal loans, auto loans, home equity loans, and more.

What is Auto Plus Plan?

Auto Plus Plan is a unique financing option offered by One Main Financial. This program allows consumers to finance both their car purchase and additional expenses such as taxes, registration fees, and warranty costs all in one loan package.

The main advantage of this program is that it allows consumers to avoid taking out multiple loans or paying out-of-pocket for these additional expenses. Instead, all expenses are rolled into one manageable monthly payment.

Benefits of Auto Plus Plan

There are many benefits associated with selecting Auto Plus Plan through One Main Financial:

Competitive Interest Rates

One Main Financial offers competitive interest rates on its Auto Plus Plan loans. These rates are based on factors such as credit score, income level, and loan amount. In general, customers with higher credit scores will be eligible for lower interest rates.

Flexible Payment Plans

The payment plans offered through One Main Financial’s Auto Plus Plan are flexible and adaptable to most situations. Customers can choose between weekly or bi-weekly payments based on their specific needs.

No Prepayment Penalties

One Main Financial does not charge prepayment penalties if you decide to pay off your loan early. This means that if you come into extra money, or have the ability to make larger payments than scheduled, you won’t be punished for doing so.

Fast Approval Process

One Main Financial’s Auto Plus Plan process is quick and easy. Customers can apply online, by phone, or in person at one of their many branch locations across the United States. Once your application is received and reviewed, you can expect a decision within minutes.

Requirements for Auto Plus Plan

To qualify for One Main Financial’s Auto Plus Plan, there are some requirements you must meet:

Credit Score

While One Main Financial does not have a set minimum credit score requirement to qualify for an Auto Plus Plan loan, customers with higher scores will receive better interest rates and more favorable loan terms overall.


Your income level will also factor into your eligibility for an Auto Plus Plan loan. The minimum income required to qualify will vary based on factors such as credit score and loan amount.

Other Factors

Other factors that may impact your eligibility include:

  • Employment history
  • Debt-to-income ratio
  • Current financial obligations


The One Main Financial Auto Plus Plan is an ideal solution for those looking to finance a car purchase along with additional expenses such as taxes and warranty costs. With flexible payment plans, competitive interest rates, and no prepayment penalties, it’s a great option for many people who might not otherwise qualify for traditional financing options. To find out more about One Main Financial’s Auto Plus Plan today!


What is the Auto Plus Plan offered by One Main Financial?

The Auto Plus Plan is a comprehensive financing solution provided by One Main Financial, which includes additional protection options for vehicle owners. It is designed to cover the borrower in case of unforeseen events such as unemployment, disability, or death

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